The Plan Wisely Resource Library

Navigating the complexities of personal finance requires more than just picking stocks; it demands a strategic approach that aligns your financial resources with your life goals. At Plan Wisely Wealth Advisors, we believe in transparency,…

I recently had the chance to sit in on a speaking session at the IndieTech Conference, where Erik Garcia addressed a room full of agency owners. Now, coming from the financial side of the table,…

I recently came across a piece of research that stopped me in my tracks. According to data summarized by Grey Matter Research in their analysis of the average American donor, Americans overestimate what they give…

In this milestone episode of Stuff About Money They Didn’t Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™, and co-host Xavier Angel, CFP®, ChFC®, CLTC®, reflect on what they’ve learned after reaching 100 episodes of honest,…

In New Orleans, the air changes on January 6th. It isn’t just the arrival of the Epiphany or the “Twelfth Night” of Christmas. It is the official opening of King Cake season. For those of…

The answer to this question depends a lot on two things: the type of debt you have and the type of investor you are. In most situations, paying off high-interest debt — especially credit cards…

In this solo episode of the Stuff About Money podcast, Erik Garcia CFP®, BFA™, ChFC®, reflects on King Cake season in New Orleans, an annual reminder that some things are wonderful precisely because they don’t last forever….

For many people, budgeting feels restrictive, frustrating, or like something they should do but never quite stick with. That’s not because budgeting doesn’t work. It’s usually because it’s been taught the wrong way. We created…

The way you should invest your money really comes down to the goal and the purpose of that money. We like to attach purpose to every investment account, because that purpose should drive how the…

The conversation about caring for aging parents isn’t just a financial hurdle, it’s an emotional one. Bringing up future care needs can feel like you are overstepping. For parents, these discussions often trigger a fear…

In this episode of Stuff About Money They Didn’t Teach You in School, Xavier Angel, CFP®, is joined by Shannon Mehaffey Ory, Owner and Senior Care Consultant at Avila Senior Advisors, for an honest conversation…

You’ve probably heard the terms “financial advisor” and “Certified Financial Planner,” and it can sound like marketing jargon. So what’s the real difference?  Here’s the simple version. A financial advisor is a broad title. Anyone who helps with investments, insurance, or general money questions can…