The Plan Wisely Resource Library

For many people, budgeting feels restrictive, frustrating, or like something they should do but never quite stick with. That’s not because budgeting doesn’t work. It’s usually because it’s been taught the wrong way. We created…

In this episode of Stuff About Money They Didn’t Teach You in School, hosts Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC®, tackle a hard truth — sometimes, the biggest threat to…

In this episode of the Stuff About Money They Didn’t Teach You in School podcast, host ⁠⁠Erik Garcia⁠⁠, CFP®, ChFC®, BFA™, shares a practical financial strategy he personally uses—what he calls practicing your future payment….

In this episode of Stuff About Money They Didn’t Teach You in School, host Erik Garcia, CFP®, teams up with Brenton Harrison, the host of the New Money, New Problems podcast, to discuss the most…

Better health and finances always top the charts for New Year’s resolutions. Clearly, improving your health and finances are both noble causes that many value. But only 1% of Americans follow through on their resolutions!…

Erik has a confession to make… he dislikes budgeting. Yep, even though he created a budgeting course for his clients, he shares why he has an aversion to traditional budgets. In this episode of the…

Source: Science Daily The Big Takeaway: Researchers found that people who drink caffeinated coffee before shopping spend 50% more on average compared to people who drink water or decaffeinated coffee. If you’re trying to stay on budget,…

Source: American Psychological Association The Big Takeaway: Materialism doesn’t typically have a positive relationship with well-being. Getting more “stuff” doesn’t always make you feel better about yourself. However, these negative correlations can be even stronger during the…

 Self-discipline will often let you down. In this, the first installment of the SIMPLE Money Edition series, Dr. Matt Morris, LPC, LMFT, and Erik Garcia, CFP® provide you with a simple, practical, and tactical…

This all may sound oversimplified, and it is to a degree. I’ll admit it is way harder, and more complicated to execute, but if you can simply do these 3 things, you’re on your way…

EPISODE SUMMARY In this episode of Building Us podcast, co-hosts Erik Garcia, CFP® and Dr. Matt Morris, LPC, LMFT discuss how the copy-paste model of emulating others works in achieving success in relationships, finance, and…

EPISODE SUMMARY In today’s episode of the Plan Wisely Podcast, host Erik Garcia interviews Sarah Stanley Fallaw, Psychologist, Researcher and the Founder and President of DataPoints, the company that created the world’s first financial psychology…