The Plan Wisely Resource Library
The Plan Wisely Resource Library is full of articles, videos, podcasts, and guides designed to help you navigate complex financial issues and make wise decisions. Explore topics like retirement planning, investing, taxes, insurance, debt, and long-term planning—so you can focus on what matters most and move forward with confidence.
Article
Eight obstacles to setting financial goals
By Erik Garcia
After you set your financial goals, you need to develop a plan to achieve them. How will you pay off your debt in 3 years? When are you going to make the time to track…
Article
I can’t afford my wife
By Erik Garcia
Do you know what your mom/wife is worth? With Mother’s Day around the corner, you should give it some thought. Whether she works outside of the house or if she’s a stay-at-home mom or if…
Topics Couples & Money, Women & Wealth
Local Business Highlight: Charles Anderson, Artist and Activist
By Erik Garcia
I first met Charles Anderson at Canal Street Church; he’s a hard-to-miss guy with his signature artistic jackets and contagious energy. We had a chance to get to know each other better through a fantasy…
Topics
Article
Four concepts to teach your child about managing their money
By Erik Garcia
We love our kids and we want the best for them. More often than not, we want them to have things and experiences that we did not when we were younger, and we work…
Topics Kids & Money
Article
How to set smart financial goals
By Erik Garcia
Just like any goal we create -whether it be financial, health-related, education-driven, or job-related, the most important thing about creating a goal is just that: creating it. Setting goals forces us to focus on what’s…
Article
Where are you going to spend your tax refund?
By Erik Garcia
It’s tax time, and for some, it means a tax refund. Make a plan on how to spend your refund before the money is in your bank account so you can avoid the temptation…
Topics Taxes
Article
8 Simple Steps to Teach Kids About Money
By Erik Garcia
As I discussed in my last blog, Why Should I Teach My Kids about Money?, teaching children about money is no different than teaching them other important morals or values; it’s giving them the…
Topics Kids & Money
Article
Why should I teach my children about money?
By Erik Garcia
Why should I teach my children about money? Whether we like it or not, money plays a part in everyone’s life. People either don’t have enough, they have too much, they are working hard to…
Topics Kids & Money
Article
When to start teaching children about money
By Erik Garcia
Every parent wants their kids to grow up well-rounded, competent, and confident. As someone who talks about money for a living, there is a bit of added pressure that my kids are well-rounded, competent, and…
Topics Kids & Money
Article
How to Discuss Finances with Your Partner
By Erik Garcia
Meet Andrew and Jen Andrew and Jen have been together for five years. They know each other’s favorite food, least favorite color, how they like their coffee and they both know that Jen is not…
Topics Couples & Money
Article
10 Reasons Why You Don’t Need a Budget
By Erik Garcia
Why let your financial freedom be limited to a painful budget? Sure – you may spend a bit more money than you actually make, but that doesn’t make you a bad person, does it? Here…
Topics Spending & Budgeting
Article
Do You Know Where Your Money Is? 4 Tips to Manage & Keep Track of Your Money
By Erik Garcia
Do you remember the game hide and seek? Have you ever played hide and seek with a toddler? They’re typically terrible hiders. In fact, my 2-year-old broadcasts where she’s hiding before I’m done counting; and…
Topics Insurance Planning, Investing
