The Plan Wisely Resource Library

As you enter the final stretch of your career, that critical 5 to 10 year window before retirement, you likely notice a fundamental shift in the financial advice you receive. The focus moves from aggressive…

In this episode of Stuff About Money They Didn’t Teach You in School, ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™, and ⁠Xavier Angel⁠, CFP®, ChFC®, CLTC, tackle one of the most important yet often overlooked financial topics:…

When it comes to your home or business property insurance, understanding the difference between Actual Cash Value (ACV) and Replacement Cost Value (RCV) isn’t just industry jargon – it’s crucial for your financial security, especially…

The One Detail That Can Make or Break Your Financial Legacy You’ve worked hard to build your financial future. You’ve diligently saved, strategically invested, and carefully planned to create a lasting legacy for yourself and…

How to Plan Wisely for Life Insurance Most people view life insurance as a death benefit, but at Plan Wisely, we see it as a cornerstone of your financial architecture. Whether you are building your…

Your body is valuable, especially if you work in a physical industry! So, if something happens to it, it’s nice to have the peace of mind that cash won’t stop flowing. As always, Erik Garcia,…

Life insurance. It’s boring, we get it. But it’s one of the tools you can use to secure your financial well-being, so it’s worth having a conversation about what it is, what it does, and…

Marriage changes everything, including insurance needs. Newly married couples should consider a comprehensive review of their current individual insurance coverage to determine if any changes are in order, as well as consider new insurance coverage…

Life insurance can be called “love “insurance because we use it to protect the ones we hold dear. It’s the true definition of love for your family that can be the key to ensuring their…

September is Life Insurance Awareness Month which gives us a reason to talk about a subject that some try to avoid.  Life insurance can conjure up dark images.  Many people are jarred into realizing the…

Do you remember the game hide and seek? Have you ever played hide and seek with a toddler?  They’re typically terrible hiders.  In fact, my 2-year-old broadcasts where she’s hiding before I’m done counting;  and…

People can either make their money work for them or work against them, and more often than not, they unknowingly choose the latter. This is because they are approaching their money in one of two…