The Plan Wisely Resource Library

The answer to this question depends a lot on two things: the type of debt you have and the type of investor you are. In most situations, paying off high-interest debt — especially credit cards…

In this episode of Stuff About Money They Didn’t Teach You in School, hosts Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC®, tackle a hard truth — sometimes, the biggest threat to…

We all laugh at the opening scene of a romantic comedy: the adorable actress, buried under designer bags and bills, trying to charm their way out of a debt collector’s call. It’s supposed to be…

In this episode of Stuff About Money They Didn’t Teach You in School, hosts ⁠⁠Erik Garcia⁠⁠, CFP®, BFA™, ChFC®, and ⁠⁠Xavier Angel⁠⁠, CFP®, ChFC®, CLTC, dive into what they call “backwards planning.” Erik shares a…

In this episode of the Stuff About Money podcast, ⁠Erik Garcia⁠, CFP®, welcomes back longtime guest and college funding expert ⁠John Hupalo⁠ from ⁠MyCollegeCorner.com⁠. As Erik navigates the emotional rollercoaster of planning for his own…

Debt. Some people hate it. Some people tolerate it. And when it comes to a mortgage, the debate gets even more interesting. In this episode of Stuff About Money They Didn’t Teach You in School,…

By Erik Garcia, CFP®, BFA™, ChFC® & Xavier Angel, CFP®, ChFC®, CLTC “Every time you borrow money, you’re robbing your future self. –”Nathan W. Morris, Economics Expert “The rich rule over the poor, and the…

In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, hear from Alexander Bigbie of Flyte as he shares his story of running small programs to…

Getting married is a major life event that comes with many changes, both personal and financial. It’s important to have open and honest conversations with your partner about your finances before you tie the knot….

Bánh Mìs and Daiquiris have nothing to do with money. But what better way to celebrate achieving a financial milestone than with a bang bang shrimp Bánh Mì (Vietnamese po-boy) and a crawgator Daiquiri? In…

Paying for college is tricky! Filling out the FAFSA, applying for loans, trying for scholarships… and then, debt. The process is anxiety inducing and sometimes ambiguous – but that doesn’t mean it has to be!…

Walking away from your job is hard, no matter what your job is. With it comes financial questions that you’ll have to answer. Whoever you are, being financially literate will surely make those questions easier…