The Plan Wisely Resource Library

In New Orleans, the air changes on January 6th. It isn’t just the arrival of the Epiphany or the “Twelfth Night” of Christmas. It is the official opening of King Cake season. For those of…

In this episode of Stuff About Money They Didn’t Teach You in School, hosts Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC®, tackle a hard truth — sometimes, the biggest threat to…

In this Halloween-themed episode of Stuff About Money They Didn’t Teach You in School, host Erik Garcia, CFP®, ChFC®, BFA™ is joined by Dr. Matt Morris and first-time guest Stephanie Osborn for a fun and…

By Erik Garcia, CFP®, BFA™, ChFC® & Xavier Angel, CFP®, ChFC®, CLTC “Free crabs tomorrow.” That was the promise painted on the side of Joe’s Crab Shack. Unfortunately, the crabs were never free—because tomorrow never…

In this episode of the Stuff About Money podcast, Erik and Xavier kick off this episode with a slightly humorous conversation about the unique way people from New Orleans speak—because if nothing else, in The…

Why do most New Year’s resolutions fail, and why is it often a waste of time to even set them? In this engaging episode of “Stuff About Money,” certified financial planners Xavier Angel and Erik Garcia…

In this episode of the “Stuff About Money” podcast, host Erik Garcia CFP®, BFA™, ChFC®, is joined by long-time friend of the show, Dr. Matt Morris. Together, they tackle the question: “Should I adjust my…

What does it mean to achieve financial security? Is it having a certain dollar amount in the bank or the ability to maintain your desired lifestyle no matter what happens? Erik Garcia (CFP®, BFA™, ChFC®)…

If we could predict how the stock market performs, we’d be retired! The only thing CERTAIN right now is UNCERTAINITY. But is this uncertainty, new? War, presidential elections, inflation, oil, & ongoing recession talk have…

What if relationships showed up on our balance sheets like our businesses and other investments do? Relationships as a Measure of Net Worth: How to Build Healthy Connections As a financial advisor, I’m used to…

Source: Harvard Business Review The Big Takeaway: When faced with a tough decision, most people think in terms of either/or. You can only choose one. Many successful people, however, think in terms of both/and. Embracing…

Source: Psychology Today The Big Takeaway: It’s not always easy to get to everything on your to-do list. Things like exercise, eating right, and saving money for your future are easy to put on the…