The Plan Wisely Resource Library

The answer to this question depends a lot on two things: the type of debt you have and the type of investor you are. In most situations, paying off high-interest debt — especially credit cards…

The way you should invest your money really comes down to the goal and the purpose of that money. We like to attach purpose to every investment account, because that purpose should drive how the…

In this episode of Stuff About Money They Didn’t Teach You in School, Erik Garcia is joined by Miles Clark, Senior Analyst at Nasdaq Dorsey Wright, to explore a simple but important question: what’s better—time…

When we talk about taxes and investing, it helps to zoom out first. There are really three main types of investment accounts, and each one is taxed differently. First are tax-deferred accounts, like traditional IRAs…

If you’re investing for the long term, history favors getting started now — whether that’s investing all at once or easing in with a plan. So what really matters isn’t what the market is doing…

The question of how much risk you should take in your investment account always comes back to one thing: the purpose of the account. Why does this money exist, and when will you need it?…

By Erik Garcia, CFP®, BFA™, ChFC® & Xavier Angel, CFP®, ChFC®, CLTC It is rare for the financial markets to have experienced two consecutive years 20%+ growth. But with inflation remaining sticky, economic uncertainties looming,…

In this episode of the “Stuff About Money” podcast, hosts Erik Garcia, CFP®, BFA™, ChFC®, and Xavier Angel, CFP®, ChFC®, CLTC, discuss investing with Kevin Caron, CFA, Senior Portfolio Manager for Washington Crossing Advisors. They explore…

In this episode of the “Stuff About Money” podcast, host Erik Garcia, CFP®, BFA™, ChFC®, welcomes Ian Saunders, Senior Research Analyst for Nasdaq Dorsey Wright. They explore the world of Relative Strength, also known as…

In this episode of the “Stuff About Money” podcast, host Erik Garcia CFP®, BFA™, ChFC®, is joined by long-time friend of the show, Dr. Matt Morris. Together, they tackle the question: “Should I adjust my…

In this episode of the Stuff About Money podcast, join Erik Garcia, CFP®, BFA, as he sits down once again with two-time guest Phil Blancato, CEO of Ladenburg Asset Management and Chief Market Strategist for…

If we could predict how the stock market performs, we’d be retired! The only thing CERTAIN right now is UNCERTAINITY. But is this uncertainty, new? War, presidential elections, inflation, oil, & ongoing recession talk have…