The Plan Wisely Resource Library

In this solo episode of Stuff About Money They Didn’t Teach You in School, ⁠Xavier Angel⁠, CFP®, ChFC®, CLTC, steps behind the mic to wrestle with a tough truth: planning isn’t optional, not if you…

In this solo episode of the Stuff About Money podcast, host ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™ sits down for a candid one-on-one about goals. Not the shiny, New-Year’s-resolution kind, but the messy, honest kind we…

So let’s talk about this word “fiduciary,” because it matters more than most people realize.  A fiduciary is a financial professional who is legally required to put your best interest first. Not occasionally. Not when it lines…

Preparing for your kids’ college can be an emotional money decision for parents. We don’t want to feel like we’re denying our kids their “dreams,” and that can make the financial side of college planning…

When we talk about taxes and investing, it helps to zoom out first. There are really three main types of investment accounts, and each one is taxed differently. First are tax-deferred accounts, like traditional IRAs…

In this moving episode of the Stuff About Money They Didn’t Teach You in School podcast, Xavier Angel, CFP®, ChFC®, CLTC, sits down with Giovani Arenas, business partner of Erik Garcia, CFP®, BFA™, ChFC®, at…

The journey to financial success for a pharmacist has a unique set of challenges. Few professions offer the income potential and stability of pharmacy, yet high student-loan burdens, the risk of lifestyle creep, and complex…

If you’re investing for the long term, history favors getting started now — whether that’s investing all at once or easing in with a plan. So what really matters isn’t what the market is doing…

In this episode of Stuff About Money They Didn’t Teach You in School, hosts Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC®, tackle a hard truth — sometimes, the biggest threat to…

The question of how much risk you should take in your investment account always comes back to one thing: the purpose of the account. Why does this money exist, and when will you need it?…

We all laugh at the opening scene of a romantic comedy: the adorable actress, buried under designer bags and bills, trying to charm their way out of a debt collector’s call. It’s supposed to be…

In this Halloween-themed episode of Stuff About Money They Didn’t Teach You in School, host Erik Garcia, CFP®, ChFC®, BFA™ is joined by Dr. Matt Morris and first-time guest Stephanie Osborn for a fun and…