I never set out to work in financial services—my plan was to become a teacher. While finishing my final semester at Utica College of Syracuse University in 2007, I took a part-time filing job at a financial firm to earn some extra income. But what started as temporary work quickly turned into something I loved. I was drawn to the organization, the problem-solving, and the sense of purpose that came with helping clients. Instead of stepping into a classroom, I decided to stay and build a career that continues to challenge and inspire me nearly two decades later.
Since then, I’ve grown my expertise in operations and leadership, earning my FINRA Series 7 license in 2021 and my Series 66 license in 2024. Along the way, I’ve had the privilege of serving in leadership roles, including on Osaic’s Service Excellence Council (formerly the National Operations Excellence Council) in 2022. In January 2025, I was selected to return to the council—a role I’m honored to hold as we continue working together to enhance efficiency, collaboration, and the overall client experience. After spending most of my career with one firm, I was drawn to Xavier and Erik’s client-centered approach to financial planning. After many great conversations, I knew it was the right fit and officially joined the Plan Wisely team in November 2024.
On a personal note:
Outside of work, my story centers on family and community. My husband, Andrew, and I live in West Winfield, NY, where we’re raising our three daughters. Between soccer and volleyball schedules, school events, and cheering for our favorite teams (the Buffalo Bills, Manchester City F.C., the USMNT, and UNC), there’s always something happening—and I wouldn’t have it any other way.
Giving back and staying active are big parts of who we are as a family. Each year, I take part in the American Heart Association’s Heart Run and Walk in Utica, honoring family members affected by heart disease and remembering my Uncle Frank. We also proudly support the Kelberman Center’s annual autism fundraising efforts and walk to celebrate my niece—and the unique, wonderful qualities autism has awarded her. Both causes are deeply personal to me and remind our family of the power of compassion, awareness, and community.
And if you know me, you know I’m rarely without a great pair of heels, a bold lip color, and a good laugh with family or friends. I believe life’s better when you bring a little style, warmth, and joy to everything you do—whether that’s at work, at home, or somewhere in between.
My Content
Article
I can’t afford my wife
By Erik Garcia
Do you know what your mom/wife is worth? With Mother’s Day around the corner, you should give it some thought. Whether she works outside of the house or if she’s a stay-at-home mom or if…
Topics Couples & Money, Women & Wealth
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Local Business Highlight: Charles Anderson, Artist and Activist
By Erik Garcia
I first met Charles Anderson at Canal Street Church; he’s a hard-to-miss guy with his signature artistic jackets and contagious energy. We had a chance to get to know each other better through a fantasy…
Topics
Article
Four concepts to teach your child about managing their money
By Erik Garcia
We love our kids and we want the best for them. More often than not, we want them to have things and experiences that we did not when we were younger, and we work…
Topics Kids & Money
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How to set smart financial goals
By Erik Garcia
Just like any goal we create -whether it be financial, health-related, education-driven, or job-related, the most important thing about creating a goal is just that: creating it. Setting goals forces us to focus on what’s…
Article
Where are you going to spend your tax refund?
By Erik Garcia
It’s tax time, and for some, it means a tax refund. Make a plan on how to spend your refund before the money is in your bank account so you can avoid the temptation…
Topics Taxes
Article
8 Simple Steps to Teach Kids About Money
By Erik Garcia
As I discussed in my last blog, Why Should I Teach My Kids about Money?, teaching children about money is no different than teaching them other important morals or values; it’s giving them the…
Topics Kids & Money
Article
Why should I teach my children about money?
By Erik Garcia
Why should I teach my children about money? Whether we like it or not, money plays a part in everyone’s life. People either don’t have enough, they have too much, they are working hard to…
Topics Kids & Money
Article
When to start teaching children about money
By Erik Garcia
Every parent wants their kids to grow up well-rounded, competent, and confident. As someone who talks about money for a living, there is a bit of added pressure that my kids are well-rounded, competent, and…
Topics Kids & Money
Article
How to Discuss Finances with Your Partner
By Erik Garcia
Meet Andrew and Jen Andrew and Jen have been together for five years. They know each other’s favorite food, least favorite color, how they like their coffee and they both know that Jen is not…
Topics Couples & Money
