Retirement plans are not one-size-fits-all, especially for business owners.
Our retirement plan services are designed to help business owners thoughtfully evaluate, implement, and manage retirement plans that align with their goals, business structure, and employee needs. We work with businesses starting a retirement plan for the first time as well as those with existing plans that may no longer be meeting the needs of the business.
Whether you are building a plan for a growing team or creating a retirement strategy for yourself as a solo business owner, the focus is on choosing the right plan, not just a plan.
We help businesses evaluate, implement, or transition retirement plans such as:
401(k) plans
SEP IRAs
Simple IRAs
Solo and owner-only retirement plans
Not sure which retirement plan fits your business?
Selecting or changing a retirement plan is an important business decision, not just an administrative one. For that reason, retirement plan services often begin with a Plan Wisely Consult.
The consult allows us to step back and evaluate the full picture before a plan is selected or changed. This includes understanding business goals, cash flow, owner priorities, employee considerations, and long-term intent. From there, we can determine whether an existing plan still fits or if a different structure would better serve the business.
How We Help
1.
Plan Evaluation & Selection
Through the consultative process, we help business owners clarify the purpose of the retirement plan and evaluate available options. Whether starting fresh or reviewing an existing plan, decisions are guided by the goals the plan is meant to support, not by default settings or generic recommendations.
2.
New Plan Implementation
For businesses starting a plan for the first time, we help coordinate the setup and implementation process, working alongside plan providers and recordkeepers to establish the plan efficiently and correctly.
3.
Existing Plan Review & Transition
For businesses with an existing retirement plan, we review plan design, investment options, and overall fit. When a plan no longer aligns with the business’s needs, we help guide the transition to a structure that better supports the company and its employees.
4.
Ongoing Guidance & Oversight
For businesses with an existing retirement plan, we review plan design, investment options, and overall fit. When a plan no longer aligns with the business’s needs, we help guide the transition to a structure that better supports the company and its employees.
5.
Owner-Focused Planning
For solo business owners and owner-only plans, retirement planning often serves both personal and business goals. We help integrate retirement plan decisions into your broader financial plan so contributions, investments, and tax strategies work together intentionally.
