Pricing & How We Get Paid
We believe financial advice should be clear—not just in the guidance you receive, but also in how you pay for it.
In our firm, there are three ways we may be compensated, depending on the services you choose:
- Financial planning fees (flat or subscription-based)
- Investment management fees (based on assets managed)
- Insurance commissions (only when implementing insurance solutions)
You are not required to use all of these services. Many clients engage us for planning only, while others choose to work with us across multiple areas.
Financial Planning Fees
Financial planning is at the core of what we do.
Our pricing is based on:
- The type of engagement
- The complexity of your financial situation
Rather than charging based on how much money you have, we price based on the amount of planning work involved and the number of moving pieces in your financial life.
Plan Wisely Consult
One-Time Consultative Planning
Starting at $750
A focused planning meeting designed to provide clarity on a specific financial topic or decision.
Pricing may increase depending on the number of topics discussed or the level of preparation required
Each consult includes a dedicated planning meeting and follow-up support, focused on one topic and requiring no long-term commitment.
Plan Wisely Foundations
One-Time Planning Engagement
$1,000–$2,000 (one-time)
All ongoing clients begin here
A structured onboarding process designed to build a clear understanding of your financial picture.
We work together to:
Clarify what matters most to you
Understand where you stand today
Create financial direction
The Plan Wisely Way
Ongoing Consultative Planning
Starting at $1,500 per year
+ one-time onboarding through Foundations ($1,000–$2,000)
Most clients should expect an initial investment of approximately $2,500–$5,000 in the first year, depending on complexity.
This is our ongoing planning relationship, where we help you make decisions, coordinate moving pieces, and adjust as life evolves.
Typical ranges:
Young professional → around $2,400/year
More complex households → mid-range
Business owners → closer to $5,000/year
Example Planning Scenario
A business owner looking to implement a retirement plan for their company will typically pay around $1,200 for consulting, design, and guidance—especially for startup plans.
FAQs
We define complexity by coordination—not wealth.
Factors include:
- Business ownership
- Multiple income streams
- Tax planning
- Investment coordination
- Estate planning
- Major life transitions
How to Choose the Right Option
- One specific question → Consult
- Need a structured starting point → Foundations
- Want ongoing guidance → Plan Wisely Way
You can engage in planning, investment management, or both.
Final Thought
Our goal is simple:
To provide the right level of guidance for your situation—and help you make thoughtful financial decisions with confidence.
Read More About...
You don’t need to have this figured out before reaching out—we’ll help you think it through. A short discovery call can help clarify which option makes the most sense for you.
