Protection that supports your plan, not just a policy.
Insurance shouldn’t exist in a vacuum2. It is a critical component of a thoughtful financial plan, designed to protect your purpose, your people, and your progress toward long-term goals.
Our insurance services focus on risk management, not just product placement4. We help you evaluate what level of protection your plan actually requires, ensuring your coverage aligns with your current life stage, business structure, and financial capacity,
The Philosophy Behind the Protection
We believe that helping people make better financial decisions starts by connecting those decisions to what matters most. Our approach emphasizes:
Capacity over Guesswork
Assessing what your financial plan can realistically handle versus where you truly need to transfer risk
Integration over Isolation
Ensuring your life and disability coverage is coordinated with your tax strategy, estate considerations, and business obligations.
Clarity over Complexity
Removing the "one-size-fits-all" approach to provide protection that makes sense for your specific situation.
Insurance Services at a Glance
Service Type
Best For
Primary Focus
Service Type
Personal Protection
best for
Individuals & Families
Primary Focus
Protecting income, legacy planning, and family security.
Service Type
Business Protection
best for
Businesses & organizations
Primary Focus
Key person insurance, buy-sell agreement funding, and overhead protection
Service Type
Income Protection
best for
Professionals & Employees
Primary Focus
Protecting your greatest asset—your ability to earn an income.
Disability & Income Protection
- Risk Capacity Assessment: We evaluate your current "safety net" to determine how a loss of income would impact your long-term plan.
- Individual & Group Coordination: For professionals with employer-provided benefits, we help you understand the gaps and determine if supplemental individual coverage is necessary.
Business-Owner Specific Solutions
- Buy-Sell Agreement Funding: Ensuring that your business transition plan is backed by the necessary liquidity to protect both the business and your family.
- Key Person Insurance: Identifying and protecting against the financial impact of losing a critical team member
Integrated Planning
For clients who engage our Financial Planning services, insurance is not an afterthought. It is one of our Pillars of Financial Security, fully integrated with your retirement planning, tax awareness, and cash flow decisions.
