Financial Planning That Meets You Where You Are

Thoughtful financial planning starts by meeting you where you are. Our planning engagements are designed to fit different questions, priorities, and stages of life, helping you move forward with confidence.

Planning Options at a Glance

To help you understand which planning engagement may be the best fit, we’ve outlined the key differences below. The comparison highlights how each option works, who it’s best suited for, and what kind of planning relationship you can expect.

The Plan Wisely Way

Plan Wisely Consult

Plan Wisely Foundations

Best For

Ongoing guidance as life and finances evolve

A clear starting point and strong foundation

One specific question or decision

Engagement Type

Ongoing planning relationship

One-time, structured planning experience

One-time, topic-focused consult

Scope

Comprehensive and evolving

Foundational and directional

Narrow and focused

Planning Relationship

Long-term partnership

Defined beginning and end

Single engagement

Ideal If You Want

A trusted advisor over time

Clarity before deciding what’s next

Professional insight without commitment

Topics Covered

Broad and coordinated across your financial life

Broad and coordinated across your financial life

One clearly defined topic

Next Step After

Ongoing refinement and accountability

Optional transition to ongoing planning

No obligation to continue

The Plan Wisely Way

Best For: Ongoing guidance as life and finances evolve

Engagement Type: Ongoing planning relationship

Scope: Comprehensive and evolving

Planning Relationship: Long-term partnership

Ideal If You Want: A trusted advisor over time

Topics Covered: Broad and coordinated across your financial life

Next Step After: Ongoing refinement and accountability

Plan Wisely Consult

Best For: A clear starting point and strong foundation

Engagement Type: One-time, structured planning experience

Scope: Foundational and directional

Planning Relationship: Defined beginning and end

Ideal If You Want: Clarity before deciding what’s next

Topics Covered: Broad and coordinated across your financial life

Next Step After: Optional transition to ongoing planning

Plan Wisely Foundations

Best For: One specific question or decision

Engagement Type: One-time, topic-focused consult

Scope: Narrow and focused

Planning Relationship: Single engagement

Ideal If You Want: Professional insight without commitment

Topics Covered: One clearly defined topic

Next Step After: No obligation to continue

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You don’t need to have this figured out before reaching out—we’ll help you think it through. A short discovery call can help clarify which option makes the most sense for you.

Plan Wisely Wealth Advisors Service Options

The Plan Wisely Way

Ongoing Consultative Planning

Planning that evolves as your life changes

The Plan Wisely Way is our most comprehensive planning relationship. It’s designed for individuals, families, and business owners who want an ongoing partner to help them make thoughtful financial decisions as life evolves.

Rather than focusing on a single question or moment in time, this option allows us to revisit, refine, and coordinate your financial decisions as priorities change.

This option is a good fit if you want:

An ongoing planning relationship

Help navigating complex financial decisions

Accountability and perspective over time

Planning that adapts as your life changes

Common areas we address include:

Purpose and goal alignment

Cash flow and spending planning

Investment planning and management

Retirement planning

Tax planning and tax awareness

Risk management and insurance planning

Education and college planning

Big purchase and major financial decisions

Estate and legacy planning

Employee benefits and workplace planning

Pricing is based on the complexity of your financial situation.

Plan Wisely Consult

One-Time Consultative Planning

Focused guidance on one financial topic or decision.

Plan Wisely Consult is a one-time, topic-driven engagement designed to provide clarity on a specific financial topic.

This option is ideal for individuals, families, and business owners who want professional insight on a particular decision without entering an ongoing planning relationship.

Common consult topics include:

Creating a strategy to get out of debt

Determining where excess cash should be invested

Receiving an inheritance and deciding next steps

College planning questions

Setting up or evaluating a retirement plan for a business

Insurance coverage questions

Major financial decision trade-offs

Each consult includes a dedicated planning meeting and follow-up support, focused on one topic and requiring no long-term commitment.

Plan Wisely Foundations

One-Time Planning Engagement

A clear starting point for a thoughtful financial plan

Plan Wisely Foundations is a structured planning experience delivered over a series of meetings, designed to provide clarity, direction, and a strong foundation for your financial plan.

This experience focuses on helping you clarify what matters most to you, understand where you stand financially today, and align how your money is used with your priorities moving forward.

Plan Wisely Foundations includes:

A Statement of Financial Purpose

A Statement of Net Worth

Spending awareness and Cash Flow Planning

Foundations is not ongoing planning. It is an intentional starting point based on our Pillars of Financial Security that helps you build confidence and clarity before deciding what comes next.

Some clients choose to move forward into an ongoing planning relationship. Others don’t. Both are perfectly fine.