I never set out to work in financial services—my plan was to become a teacher. While finishing my final semester at Utica College of Syracuse University in 2007, I took a part-time filing job at a financial firm to earn some extra income. But what started as temporary work quickly turned into something I loved. I was drawn to the organization, the problem-solving, and the sense of purpose that came with helping clients. Instead of stepping into a classroom, I decided to stay and build a career that continues to challenge and inspire me nearly two decades later.
Since then, I’ve grown my expertise in operations and leadership, earning my FINRA Series 7 license in 2021 and my Series 66 license in 2024. Along the way, I’ve had the privilege of serving in leadership roles, including on Osaic’s Service Excellence Council (formerly the National Operations Excellence Council) in 2022. In January 2025, I was selected to return to the council—a role I’m honored to hold as we continue working together to enhance efficiency, collaboration, and the overall client experience. After spending most of my career with one firm, I was drawn to Xavier and Erik’s client-centered approach to financial planning. After many great conversations, I knew it was the right fit and officially joined the Plan Wisely team in November 2024.
On a personal note:
Outside of work, my story centers on family and community. My husband, Andrew, and I live in West Winfield, NY, where we’re raising our three daughters. Between soccer and volleyball schedules, school events, and cheering for our favorite teams (the Buffalo Bills, Manchester City F.C., the USMNT, and UNC), there’s always something happening—and I wouldn’t have it any other way.
Giving back and staying active are big parts of who we are as a family. Each year, I take part in the American Heart Association’s Heart Run and Walk in Utica, honoring family members affected by heart disease and remembering my Uncle Frank. We also proudly support the Kelberman Center’s annual autism fundraising efforts and walk to celebrate my niece—and the unique, wonderful qualities autism has awarded her. Both causes are deeply personal to me and remind our family of the power of compassion, awareness, and community.
And if you know me, you know I’m rarely without a great pair of heels, a bold lip color, and a good laugh with family or friends. I believe life’s better when you bring a little style, warmth, and joy to everything you do—whether that’s at work, at home, or somewhere in between.
My Content
Podcast
Coping with Financial and Family Stress During Times of Anxiety – Plan Wisely Episode #7
By Erik Garcia
EPISODE SUMMARY These are trying times, both financially and psychologically. Dr. Matt Morris rejoins Erik Garcia and Jag today. Together, we cover the volatile market as well as the “new normal” of having families together…
Topics Building Us Podcast, Couples & Money
Article
The #1 Factor That Will Determine How Much Money You Will Have In The Future
By Erik Garcia
Topics Video
Podcast
Are you Self-Employed? It can be Taxing, with Roy Taylor, CPA – Plan Wisely Episode #6
By Erik Garcia
EPISODE SUMMARY More and more entrepreneurs are working for themselves and focusing on the “Gig Economy.” However, this can have far-reaching tax implications. Today, Erik Garcia and Jag sit down with Roy Taylor, a partner…
Topics Taxes
Podcast
Should I w2 or 1099 My Sales Team
By Erik Garcia
In this bonus episode, Erik has a conversation with Roy Taylor CPA on his thoughts on 1099ing vs w2ing your staff. The context is Insurance Producers, but if you employ people, it is a…
Topics Taxes
Article
Thinking About Rolling Over Your 401k?
By Erik Garcia
An increasing number of employers offer 401(k) plans for their employees. It’s estimated that the average employee will have 10 jobs before they hit 40 years old. This means that there are millions of 401(k)…
Topics Retirement Planning
